SmartEMI is an interactive loan schedule calculator built using Streamlit and Python. It helps users understand, plan, and compare loan repayments across different installment strategies — all in one place.
- 🧮 Equal Installment Plan
- 📈 Simple Growth Installments (Linear Increase or Decrease)
- 📊 Compound Growth Installments (Exponential Growth or Decrease)
- 🔄 Side-by-Side Comparison of all repayment strategies
- 📉 Interactive Charts for Installment Breakdown and Loan Outstanding
- 🧾 Detailed Loan Amortization Tables and Summaries
- 💡 Insights on how varying installment patterns affect total interest paid
SmartEMI/
│
├── 1_equal-installments.py
├── 2_simple-increase.py
├── 3_compound-increase.py
├── 4_comparison.py
├── 5_about-me.py
├── loan_utils.py # Core loan calculation functions
└── README.md
📢 About the Developer
Hi, I’m Saarthak Jain, a data science graduate with a strong foundation in statistics, finance, and actuarial science.
SmartEMI was built as a practical, user-friendly tool to make loan planning simpler and smarter.
🔗 Portfolio
🔗 LinkedIn
🔗 GitHub
📬 Feedback & Contributions
Feel free to open issues, suggest features, or contribute!
If you find the app helpful, share it with someone who might benefit 🤝