Revolutionizing agricultural finance by tokenizing warehouse receipts and unlocking instant liquidity for 600 million farmers.
"Every farmer who feeds the world deserves instant access to fair finance. Kisan Kosh makes this possible through blockchain innovation."
Kisan Kosh bridges the gap between stored agricultural value and accessible finance. By converting warehouse receipts (e-NWRs) into NFTs on the Aptos blockchain, farmers can unlock liquidity without distress selling — empowering them to wait for fair prices while staying financially secure.
- 146,000+ suicides in the last decade due to financial distress
- 70% of farmers forced to sell crops immediately at 40–60% below market rates
- ₹50,000 crores lost annually to distress selling
- Only 14% access institutional credit
- Farmers harvest → need instant cash
- Forced to sell at low post-harvest prices
- Prices rise 40–60% months later
- Farmers remain trapped in debt and poverty
mermaid graph LR A[📄 e-NWR Document] --> B[🔗 Mint NFT] B --> C[💰 Instant Loan in Stablecoin] C --> D[⏳ Hold Until Market Peak] D --> E[💸 Sell Crops at Better Price] E --> F[✅ Repay & Unlock NFT]
- Instant Liquidity: Loans up to 60% of crop value in minutes, at 5% APR
- NFT Tokenization: Secure, tamper-proof warehouse receipts on Aptos
- Yield Generation (Kisan Sanchay): Stake unused receipts for passive income
- Fiat On-Ramps: Seamless conversion to INR and direct bank deposits
- Farmer-Centric UX: Mobile-first, zero-paperwork, regional language support
┌─────────────────────────────────────┐ │ Frontend (React) │ ├─────────────────────────────────────┤ │ Web3 & Wallet Integration │ ├─────────────────────────────────────┤ │ Aptos Blockchain Layer │ │ ┌─────────────┐ ┌─────────────┐ │ │ │ NFT Module │ │ Loan Engine │ │ │ └─────────────┘ └─────────────┘ │ ├─────────────────────────────────────┤ │ Move Smart Contracts │ └─────────────────────────────────────┘
- NFT Receipt Module → Tokenizes warehouse receipts as NFTs
- Loan Engine → Issues collateralized loans against NFTs
- Staking Module → Enables passive income via yield farming
- India: 600M farmers, ₹50 lakh crore agri-economy
- Storage: 500M+ tonnes crops annually
- Expansion: Southeast Asia → Global ($2.7T TAM)
- Loan interest (5% APR)
- Platform + origination fees
- Staking commissions
- NFT secondary market fees
- 40–60% increase in farmer income
- 90% faster loan processing (minutes vs. months)
- Financial inclusion for 500M+ unbanked farmers
- ₹2,500 crores potential revenue at 10% penetration
- Phase 1 (MVP): Smart contracts, e-NWR → NFT, basic loans
- Phase 2 (Scale): Mobile app, warehouse + fiat partnerships
- Phase 3 (Expansion): Multi-state rollout, yield farming, banking tie-ups
- Phase 4 (Global): Southeast Asia launch, AI crop pricing, farmer marketplace
- Contributors: Blockchain devs, agri-finance experts, UX designers
- Advisors: Agriculture economists, rural banking specialists
- Partners: Aptos Foundation, NABARD, CWC, FPOs, rural banks
- 🎖 Aptos Hackathon Finalist – Track 2: Payments & RWA
- 🌟 Recognized for Blockchain-for-Good Impact
- 📰 Featured in agri-tech media
- 🤝 Early partnership interest from warehouses & FPOs
We welcome contributions in development, UI/UX, regional language support, and agricultural expertise.
bash
git clone https://github.com/yourusername/kisan-kosh.git
npm install
aptos move compile && aptos move publish
npm run dev
This project is licensed under the MIT License. See LICENSE for details.
🌾 "Technology should solve humanity's toughest challenges — Kisan Kosh ensures farmers who feed the world can finally prosper."
Made with ❤ for farmers worldwide
⭐ Star this repo if you believe in empowering farmers through blockchain!
⚡ All set — a single ready-to-drop README.md file.
Do you also want me to create a compressed 1-page hackathon version (super short, only the problem, solution, impact, and tech) for quick judging?